Privacy Policy

JohnSchuurman.com ("we," "us," or "our") is operated by John Schuurman as a sole proprietor. We are committed to protecting your privacy and handling your personal information with transparency and care. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website or register for our webinars.

By using our website or submitting your information through our registration form, you agree to the terms of this Privacy Policy. Please read it carefully before providing your personal information.

1 Information We Collect

We collect information you provide directly to us when you register for a webinar or contact us. This may include:

• First and last name
• Email address
• Phone number (used for webinar reminders and follow-up communications, including SMS)

We may also automatically collect certain technical information when you visit our website, including:

• IP address and general geographic location
• Browser type and version
• Pages visited and time spent on the site
• Referring website or source
• Device type (desktop, mobile, tablet)

We do not collect sensitive personal information such as Social Security numbers, financial account details, or health records through this website.

2 How We Use Your Information

We use the information we collect for the following purposes:

• To register you for and send you details about upcoming webinar sessions
• To send webinar reminders via email and/or SMS text message
• To follow up after the webinar with educational information about healthcare cost-saving options
• To respond to questions or inquiries you submit to us
• To send informational and promotional communications about our services, if you have opted in
• To analyze website traffic and improve the performance of our website
• To comply with applicable laws and regulations

We will only contact you through channels you have consented to when registering. You may opt out of any communication type at any time.

3 SMS Text Messaging Policy

This section describes our SMS messaging practices in full, in compliance with the Telephone Consumer Protection Act (TCPA), the CTIA Messaging Principles, and A2P 10DLC carrier requirements.

Supported carriers: Our SMS messaging service is available on all major US and Canadian carriers including AT&T, Verizon, T-Mobile, Sprint, Bell, Rogers, and Telus, among others. Carrier support may vary.

No sharing of phone numbers: Your mobile phone number will never be sold, rented, or shared with third parties for their own marketing purposes. See Section 4 for full details on information sharing.

4 Information Sharing & Disclosure

We do not sell, rent, trade, or share your personal information with third parties for their own marketing or commercial purposes. Your information is never sold.

We may share your information only in the following limited circumstances:

• Service providers: We use third-party tools to operate our website and communications, including GoHighLevel (CRM and SMS platform), Zoom (webinar delivery), and email service providers. These providers access your data only to perform services on our behalf and are contractually prohibited from using it for other purposes.
• Legal requirements: We may disclose your information if required to do so by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any such change.

We do not share your information with our affiliated programs (such as the health sharing program we represent) without your explicit consent obtained at the time of the webinar or through a separate opt-in.

5 Data Security

We take reasonable and appropriate measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our website uses SSL/TLS encryption for data transmission, and our CRM platform (GoHighLevel) maintains industry-standard security protocols.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately at john@johnschuurman.com.

6 Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience and analyze site usage. Cookies are small data files stored on your device.

We may use the following types of cookies:

• Essential cookies: Required for the website to function properly (e.g., form session management).
• Analytics cookies: Help us understand how visitors use our site (e.g., pages visited, traffic sources). We may use tools such as Google Analytics for this purpose.
• Marketing/retargeting cookies: Used to deliver relevant advertisements on third-party platforms such as Facebook and Google, based on your visit to our website.

You can control cookies through your browser settings. Most browsers allow you to refuse or delete cookies. Note that disabling cookies may affect the functionality of our website.

7 Your Rights & Choices

Depending on your location, you may have the following rights with respect to your personal information:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request that we correct inaccurate or incomplete information.
• Deletion: Request that we delete your personal information from our records, subject to any legal retention obligations.
• Opt-out of communications: Unsubscribe from email communications at any time by clicking "unsubscribe" in any email, or opt out of SMS by replying STOP.
• Data portability: Request a copy of your data in a portable format where technically feasible.

To exercise any of these rights, please contact us at john@johnschuurman.com. We will respond to all requests within 30 days.

California residents: If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to opt out of the sale of personal information. We do not sell personal information.

Canadian residents: If you are located in Canada, your information is handled in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA).

8 Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required by law.

• Webinar registration data is typically retained for up to 24 months after your last interaction with us.
• SMS opt-out records are retained indefinitely to ensure we do not contact individuals who have requested removal.
• You may request deletion of your data at any time by contacting us (see Section 7).

9 Children's Privacy

Our website and services are intended for adults only. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will promptly delete it. If you believe we have collected information from a child, please contact us immediately at john@johnschuurman.com.

10 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you by email.

Your continued use of our website or SMS communications after any changes to this Privacy Policy constitutes your acceptance of the updated terms. We encourage you to review this page periodically.

11 Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: